Even Up Terms of Service

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Effective date: [to be set on publication]

1. About these terms

These terms are an agreement between you and Philanthropy Dynamics ("we", "us"), a company based in Canada, about your use of Even Up: the apps for iPhone, Apple Watch, Android and Wear OS, our website pages, and the service that stores and syncs your data. By creating an account or using Even Up you agree to these terms and to our Privacy Policy (https://getevenup.app/privacy). If you do not agree, do not use Even Up.

2. Who can use Even Up

You must be at least 13 years old (16 in the EEA and the UK), and old enough to agree to these terms where you live, or have a parent or guardian agree for you. You are responsible for keeping access to your devices and sign-in methods secure and for everything done through your account. Tell us at support@philanthropydynamics.ca if you think someone else is using it.

3. What Even Up does, and does not do

Even Up helps you record shared expenses, see who owes whom, and remind people to settle up.

4. Your content

You keep ownership of the expenses, receipts, comments and other content you add ("your content"). You give us a worldwide, non-exclusive, royalty-free licence to host, store, copy, process and display your content only as needed to run, secure and improve Even Up, including showing it to the people you share a group or expense with. This licence ends when your content is deleted, except for content shared with others, which stays in their groups attributed to "Deleted user" so their records remain correct.

You are responsible for your content and confirm that you have the right to add it. When you add another person by name, email or phone number, you confirm that you know them, that you share expenses with them, and that they would reasonably expect to hear from you. When you ask Even Up to remind someone, or turn on automatic reminders, we send reminders on your behalf and name you as the sender.

5. Acceptable use

Do not use Even Up to:

We may remove content or suspend or close accounts that break these rules, and we will tell you why unless the law or safety prevents it.

6. Ads and purchases

Even Up is free and shows ads from Google AdMob, as described in the Privacy Policy. You can buy "Remove ads", a one-time in-app purchase through the App Store or Google Play that removes ads for your Even Up account on all your devices. Prices, payment, refunds and family-sharing rules are set by Apple or Google under their terms; contact them for refunds. One purchase unlocks one Even Up account. If a purchase is refunded or charged back, ads may return.

7. Third-party services

Even Up relies on services such as Sign in with Apple, Google sign-in and other sign-in providers, the App Store and Google Play, Google AdMob, Firebase Cloud Messaging and our hosting and email providers. Their own terms and privacy policies apply to your use of them, and we are not responsible for them.

8. Changes, availability and ending

We are always improving Even Up and may add, change or remove features. We try to keep Even Up available but do not promise that it will always be available, error-free or that data will never be lost; keep your own records (for example, with CSV export) for anything important. You can stop using Even Up and delete your account at any time in the app or at https://getevenup.app/delete-account. We may suspend or end the service, or your access to it, with reasonable notice where practical, or immediately for serious breaches of these terms or legal reasons. Sections 4 (for content shared with others), 9, 10, 11, 12 and 13 survive the end of this agreement.

9. Disclaimers

To the extent the law allows, Even Up is provided "as is" and "as available", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. Some places do not allow these exclusions, so some of them may not apply to you.

10. Limitation of liability

To the extent the law allows, Philanthropy Dynamics and its directors, employees and suppliers are not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, data or goodwill, arising from your use of Even Up, and our total liability for any claim relating to Even Up is limited to the greater of the amount you paid us in the 12 months before the claim and CAD $50. Nothing in these terms limits liability that cannot be limited by law, including your rights as a consumer.

11. Indemnity

To the extent the law allows, you agree to indemnify us against claims by third parties arising from your content or your breach of these terms.

12. Governing law and disputes

These terms are governed by the laws of the Province of [Province] and the federal laws of Canada that apply there, and disputes will be heard by the courts of that province, unless the consumer protection laws of the place where you live give you the right to other laws or courts. Before starting a formal dispute, please contact us so we can try to resolve it.

13. General

If any part of these terms is unenforceable, the rest stays in effect. Our failure to enforce a term is not a waiver. You may not transfer these terms without our consent; we may transfer them as part of a merger, acquisition or sale of assets. These terms and the Privacy Policy are the entire agreement between us about Even Up. Apple is not a party to these terms and is not responsible for Even Up, but Apple and its subsidiaries are third-party beneficiaries of these terms for the iOS app and may enforce them.

14. Changes to these terms

We may update these terms. We will post the new version here with a new effective date and, for material changes, tell you in the app or by email before they take effect. If you keep using Even Up after that, the new terms apply.

15. Contact

Philanthropy Dynamics
[postal address]
support@philanthropydynamics.ca